Terms & Conditions

These Terms and Conditions of Website Use govern your use of the Allian Insurances website. By accessing and using our website, you agree to comply with these terms. Please read this document carefully.

Usage Restrictions

The content provided on the Allian Insurances website, including information and images, is intended for your personal, private, and non-commercial use only. You are not permitted to modify, republish, post, or transmit any content from this website, including downloads, without obtaining prior consent from Allian Insurances. Systematic retrieval of data or content from the website is not allowed, and you must obtain permission from us before creating any hyperlinks to our site from other websites.

Linguistic Differences Disclaimer

Please be aware that advertising statements in languages other than English may not accurately reflect the content of the English-written policy. In the event of a dispute regarding policy terms, the English-written policy will prevail.

Limitation of Liability

Allian Insurances will not be responsible for any damages or injuries resulting from your use of its website. This includes, but is not limited to, damages or injuries caused by (1) using or not being able to use the website, (2) accessing other websites through hyperlinks on our website, (3) performance failures, (4) errors, (5) omissions, (6) interruptions, (7) defects, (8) delays in operation or transmission, (9) computer viruses, or (10) line failures. We are not liable for consequential or incidental damages, which aim to compensate someone directly for a loss or injury, damages reasonably expected to result from a loss or injury, or other miscellaneous damages and expenses resulting directly from a loss or injury. Furthermore, we are not liable even if we have been negligent or if our authorized representative has been advised of the possibility of such damages, or both.

However, in certain states where the law may not allow us to limit or exclude liability for these incidental or consequential damages, the above limitation may not apply, and you may have the right to recover these types of damages. In any event, our liability to you for all losses, damages, injuries, and claims of any kind will not be greater than the amount you have paid to access our website.

Disclaimer

The material on our website is provided as is. This means that Allian Insurances disclaims all express and implied warranties about the material on the website. This includes, but is not limited to, warranties that: (1) the material is of any particular level of quality or is fit for a particular purpose; (2) the functional elements in the materials will be uninterrupted or error-free; (3) defects will be corrected; (4) our website or the servers making it available are free of computer viruses or other harmful components or conditions; or (4) information contained in the website is accurate as of any particular date.

We may provide access to other websites from our site, but we do not endorse or approve any products or information offered on those sites. The Uniform Resource Locator (URL) address in your web browser will indicate whether you are still on the Allian Insurances website or have moved elsewhere.

Allian Insurances is entitled to terminate all or part of its website at any time without notice.

Password and Access

When you select a password and sign up to access Allian Insurances' online services, you agree to certain conditions, including:

  • Allian Insurances is authorized to act on instructions received under your password without questioning those instructions.
  • Allian Insurances is not liable for unauthorized access to your personal information unless due to the negligence of Allian Insurances.
  • You must keep your password confidential and secret.
  • You will promptly notify Allian Insurances if you believe anyone else has learned your password or if you suspect unauthorized access to your personal information.
  • Allian Insurances may deny access or block any transaction made under your password without prior notice if it believes your password is being used by someone other than you or for any other reason.
  • Violation of the Terms and Conditions of Website Use may lead to a revocation of website access privileges.

Digital Assistant

Allian Insurances' Digital Assistant is intended for informational purposes only. Any information provided is not intended as insurance advice and should not be interpreted as such. Any insurance decision, including coverage amounts, limits, and deductibles, is solely and ultimately the responsibility of the insured, and Allian Insurances is not liable for inaccurate, missing, or misinterpreted information. The material contained within the Digital Assistant is subject to change at any time, and Allian Insurances makes no guarantee about the quality or accuracy of said content.

Privacy

All information collected from users of our website is subject to our Privacy Policy, which is incorporated into this agreement. For more information, see our Privacy Policy.

Jurisdiction

The materials on our website are intended to provide information about Allian Insurances and its insurance products. We operate and control our website from our headquarters. Maryland law governs and controls any action concerning our website. We do not imply that the materials on the website or the products we discuss are available for use outside the state or in jurisdictions in which we are not licensed to do business. By accessing our website, you confirm that you are not a resident in any such jurisdiction.

By using the Allian Insurances website, you agree to these Terms and Conditions of Website Use.

Miscellaneous

These Terms and Conditions of Website Use and the agreement they create are governed and interpreted according to the laws, without giving effect to conflict of laws principles. If any provision of this agreement is unlawful, void, or unenforceable, it will not affect the validity and enforceability of any remaining provisions. Allian Insurances may modify these Terms and Conditions of Website Use, and the agreement they create, at any time by updating this posting on its website without notice.